Broker Check

Our Approach

Comprehensive Wealth Management

Our approach to investing is quite simple yet counterintuitive—we’re entirely goal-focused and planning driven. Our three main philosophies:

  • We don’t give advice in a vacuum without fully understanding your circumstances.
  • We believe money needs to be in service to a particular plan and developing your personal roadmap is our number one priority.
  • No two clients are alike, and you can’t use your father or friends plan for your financial future—we customize everything we do to your situation and life goals.

We Prioritize
YOUR INTEREST

We want what’s best for you. Period. As fee-based fiduciaries, we put your interests first. No sales – just sound, solid financial advice.

We Enjoy Being
YOUR THINKING PARTNER

We want our relationship to be collaborative and enjoyable. Finances don’t need to be boring or stuffy. We enjoy getting to know you on a personal level.

We Care About
YOUR FUTURE

This is about more than your money. Our planning process is as much about your life—your dreams and desires—as it is about the resources you use to get there.

Cash Flow & Debt Management

The long-term game is won with small daily victories. Are you tracking your cash flow personally and in your practice? What is your current net worth? Do you have a debt reduction plan in place? Is your total debt a reasonable percentage of your assets? It can get overwhelming fast, but that’s why we’re here.

Investment Management

Cost-efficient and tax-smart investing backed by extensive research. Your money should align with your values and vision. We’re for the nonconformist or anyone who doesn’t want to fit into another cookie-cutter portfolio.

We don’t try to time the market or pick the next hot stock. Rather—as the economic cycle shifts from time to time—we will move portions of your portfolio to over-or-underweight certain sectors or categories that historically perform better during those specific business cycles. But above all, we believe in maintaining broad diversification across all markets using individual stocks and bonds, exchange-traded funds (ETFs), and mutual funds (MFs).

Taxes, Insurance, & Estate Planning

We work alongside the other professionals in your life to make sure we’re all on the same page. Do you have the appropriate levels of withholding and estimated tax? Do you have the right insurance—at a reasonable cost and the correct amounts—in case of a catastrophe? Do your account beneficiaries and estate documents match your current wishes? Let’s double-check.

Education Planning

Education expenses are more costly and complex than ever. Do you know how much you should be—and can safely afford to—save each month? Are you getting all the educational tax breaks you deserve? If covering the cost of a loved one’s education is important to you, we’re in your corner and ready to help.

Financial Freedom

Practice because you want to, not because you need to. That’s what financial freedom is all about. What is your financial independence number? How confident are you that you won’t run out of money in retirement? With our help, we’ll run detailed projections that can give you confidence and clarity.

Legacy Planning

Support the people and organizations you love. Are there special people or causes you’d like to support financially? From charitable gifting during your lifetime to leaving an inheritance to the ones you care about most; we enjoy helping our clients find personalized ways to pay it forward.

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